The purpose of property insurance is to reimburse property owners for the cost of covered events that cause damage to their property. Mold is a fungal growth that forms on damp objects such as building walls, or decaying organic matter such as rotting tree trunks. It is often caused by excess moisture and can spread very quickly from one moist location to another. Some types of molds can produce toxins that are harmful to your health. If left unchecked, mold can damage your property as it feeds on organic materials such as wood and other materials like drywall, ceiling tiles, floorboards, and other structures on your property.
Although the risk of serious property damage from mold infestation is high, mold is generally not covered by homeowners insurance. If your homeowners or commercial property insurance covers mold damage there will usually be a limitation regarding the cause of the mold. Mold that is caused by a lack of maintenance will generally not be covered by your insurance, however, if a covered event like a burst pipe has caused mold damage to your property, it may be covered but you will need to make a claim for mold remediation and property repairs as quickly as possible. Contact the Kagan Law Firm today for an initial case evaluation and find out how our Florida mold damage insurance claim attorneys can help you. We know the tactics that the insurance companies use to avoid paying covered parties’ claims, and we will vigorously defend your claim against them
If you need a qualified mold damage insurance claim lawyer to help you recover compensation for mold remediation and property repairs, the Kagan Law Firm can help you. Whether you are a homeowner, renter, or commercial property owner, we can help you. Call us today at (954) 300-1068 to schedule your free consultation.
How Can a Mold Damage Insurance Claim Attorney Help You?
Determining the best legal solution for your mold problem will depend on the cause of the mold. If the mold on your property is caused by another party’s negligence, you may be entitled to file a property damage lawsuit against them. To determine the cause of your mold damage, your attorney will have professional resources assess the mold on your property to determine the cause. If the mold on your property was caused by water damage, as opposed to a lack of proper care and maintenance of the property, the damage will most likely be covered by your insurance policy. If the mold damage is the direct result of water damage or any other covered event, your attorney can help you value the damage, make a claim, and negotiate a fair settlement with your insurance company.
What Can You Recover in Your Mold Damage Insurance Claim?
If your mold damage is caused by water damage or another event covered by your insurance policy, you could recover compensation for the losses you suffered including:
- Cost of mold removal and remediation services
- Cost of repairs to the affected parts of the property including repair or replacement of the building’s structural elements
- Medical expenses for mold-related illnesses
- Temporary housing costs if it is necessary for you to leave your home during the mold removal or building repairs
To get the best outcome in your case it is important to act quickly and use the services of the experienced Florida mold damage insurance claim lawyers of Kagan Law. They will guide you through the claims process and protect your interests while dealing with your insurance company.
Get Aggressive Legal Representation from the Kagan Law Firm
Keeping up with your insurance policy payments does not guarantee that your insurance company will treat you fairly when you file a claim and they may try to give you the bare minimum for your mold damage. You do not have to accept that. Let the Florida mold damage insurance claim attorneys at the Kagan Law Firm fight for the full and fair compensation you deserve. Call us today at (954) 300-1068 to schedule a free consultation.