Insurance bad faith refers to unethical or unfair practices conducted by an insurance company in handling a policyholder’s claim. This breach of good faith and fair dealing can take various forms, but here are the five most common examples. 1. Denial of a Valid Claim Perhaps one of the most distressing examples of bad faith…
Roof damage can be a stressful and costly issue for homeowners. Fortunately, if you have homeowner’s insurance, you may be able to file a claim to help cover the repair or replacement costs. Here are the essential steps to take. 1. Assess the Damage The first step is to thoroughly assess the damage to your…
In Florida, homeowners have one year from the date of the hurricane to file a hurricane damage claim or 18 months if you are reopening a claim. However, there can be variations to this rule depending on your insurance company. Exceptions While the standard timeframe is one year, there are factors that can influence how…
Dealing with an insurance claim can be a stressful and overwhelming experience, especially when an insurance company fails to meet its obligations. In the state of Florida, policyholders and claimants have legal rights and protections against insurance companies acting in bad faith. Here is how to identify whether you have a bad faith insurance claim…
Dealing with property damage can be a challenging experience. Here are five crucial things to keep in mind when filing a claim. All Damages Must Be Proven Insurance companies and other parties involved in the claim process rely on evidence to evaluate the validity of your claim and determine the appropriate compensation or resolution. To…